Cost of Delay
RIA Calculator
Estimate what waiting to go independent could be costing you in take-home income and long-term firm value. Enter a few inputs (production, payout, fees, growth, timeline) to see the impact over 12–36 months.
- Compare “stay put” vs “go independent” economics
- See the annual delta and cumulative cost over time)
- Identify your break-even point and decision window
- Walk away with a simple next-steps plan based on your results
Calculate my Potential RIA Earnings
What this tool helps you decide
- Is this financially worth it for me right now?
- What is my take-home after realistic expenses?
- What runway do I need to transition confidently?
- Which levers matter most: pricing, staff, tech, model?
What you will need
- Trailing 12-month revenue
- Approx AUM and number of households
- Current payout or comp structure (if applicable)
- Rough overhead estimate (even if imperfect)
- A conservative target pricing and service assumption
How to use it
- Enter your baseline numbers
- Choose a scenario and keep assumptions conservative
- Review take-home, transition cost, and runway
- Save output and use it on the Roadmap and Readiness pages
RIA Calculator
Recommended next steps
- If the numbers look promising: Build your Roadmap
- If the move feels close: Check Transition Readiness
- If you are unsure of the best model: Take the Pathfinder
Get weekly Signals + tool updates
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This tool is for planning and education. It is not investment, tax, or legal advice. Validate assumptions with your professional team.
